Apply for Financing
with 21st Mortgage
To apply for a loan with 21st Mortgage, please follow the below instructions. We look forward to helping you find your dream home!
*21st Mortgage is a 3rd party provider and is not affiliated with Lone Star Mobile Home park or it's affiliates*
Step 1: Initial Application
Please Download and fill out the "21st Mortgage Application"
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All information must be filled in before submitting the application
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Double check your telephone and email address
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Upon accurately completing the application, please email the signed copies to info@caprockcommunities.com or hand deliver in person to the Managers office located at space 7.
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We will then submit the application to 21st mortgage for pre-approval
21st Mortgage
Application
Step 2: Verification
Upon being pre-approved for your loan, a representative from 21st mortgage will work with you to verify the information provided in your applications.
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See "21st Mortgage Conditions" for more information on the verification process
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The "Verification of Employment" letter will need to be signed and sent to 21st Mortgage.
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21st Mortgage Conditions
Verification of Employment
Step 3: Retailer Documents and Agreements
Once all necessary documentation has been provided and verified, Choice Manufactured Homes - LS, LLC will complete the dealer documents to verify the details of the home for your loan.
- Purchase Agreement: The Purchase Agreement will have the final details for your home. You will need to sign this agreement and email the signed copies to info@caprockcommunities.com or hand deliver in person to the Managers office located at Space 7.
Step 4: Approval and Closing Documents
Once all necessary documentation has been provided and verified by both parties, the final approval and closing documents will be created.
- Closing Documents: Upon the closing documents being requested, a "valuations" of the home will be sent to the applicant. Once this is received, there is a 3 to 7 day waiting period before closing. (It is recommended to view this attachment in your email for the quickest closing.)
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Closing Date: A closing meeting will be set with the property manager to go over and sign the documents. This meeting will be held at a bank to have the necessary documents notarized. Originals will be sent to 21st Mortgage
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Upon signing the documents, you will need to send the down payment to 21st Mortgage
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Once the final approval has been given(2-5 business days), the keys will be handed over and the applicant will be allowed to move-in
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